Summit, New Providence and Berkeley Heights real estate and homes for sale in New Jersey - Kara M. Thoms, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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"Kara was extremely flexible and willing to show us homes on short notice..."
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"Quick Response"

"Kara was extremely flexible and willing to show us homes on short notice. Kara also went out of her way to e-mail us blue prints and photos that were not part of the regular listing. She proactively sought out listings which met our criteria. She was not overbearing, or too aggressive, which enabled the house hunting process to be a pleasant and enjoyable one." 

Steve & Kim C., West Orange

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Real Estate Tips
First Time Buyers >Making Your Dream Home Come True

Is it time to initiate the purchase of your first home? You may be starting a family and outgrowing your small apartment. If the time seems right to seriously consider buying a house, but you are afraid you don't have enough cash, don't worry!

Real estate agents are experienced in helping first-time buyers locate the financial resources to make such a move. The first step is to sit down with an agent who is familiar with available loan programs. You will need money for the down payment, and your income must be high enough to meet the lender's qualifying standards.

Real estate agents may be able to minimize the amount of cash needed with a little help from either the sellers or the loan company. You might be able to include some of the closing costs in your mortgage. The sellers might consider a lease/purchase agreement which would allow you to rent for a few months while accumulating the funds you need. If you are ready to buy your first home, let your real estate agent assist you in making your dream a reality.

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Real Estate Trivia
Q 
In what real estate market are more than 90 percent of home sales cash transactions?

A 
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates.
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Kara M. Thoms, REALTOR®, real estate agent and broker for Summit, New Providence and Berkeley Heights, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Kara M. Thoms
Lois Schneider Realtor

431 Springfield Avenue
Summit, NJ 07901
908-376-2709
E-Fax: 908-275-9155
Kara@KaraThoms.com

Below are a few of the educational achievements I have obtained:

ABR CRS ePro Equal Housing GRI MLS REALTOR RELO


Lois Schneider Realtor Logo

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